Singh can enroll in a stand-alone prescription drug plan and continue to be covered for Part A and Part B services through Original Fee-for-Service Medicare. b. The goal is to ensure and make health care more accessible to the people of the nation. (Starting January 1, 2020, Medigap plans sold to individuals who are newly eligible to Medicare will not be allowed to cover the Part B deductible. She wants to understand what this means. What could you tell her? Which statement best describes the authorization process? So long as the hospital or its physician staff don't object, marketing anywhere in the hospital is an acceptable practice. a. What could you tell her? Mrs. Paterson is concerned about the deductibles and co-payments associated with Original Medicare. What should you tell him? Mrs. Chou likes a Private Fee-for-Service (PFFS) plan available in her area that does not include drug coverage. d. She may enroll at any time while she is covered under her employer plan, but she will have a special eight-month enrollment period that differs from the standard general enrollment period, during which she may enroll in Medicare Part B. Mrs. Lyons is in good health, uses a single prescription, and lives independently in her own home. c. You would need to ask Mr. Kelly if he is enrolled in Part A and Part B and if his doctor will accept the terms and conditions of payment of the PFFS plan. To do so it must obtain authorization from the enrollees. a. Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance Program. How should you respond? d. Private long-term care policies for Medicare beneficiaries. (You are required to pass the test in order to represent any Medicare Advantage or Part D plans. Her recent videos also seem like the same old recycled jokes over and over again. This site is using cookies under cookie policy . Before talking to anyone about this, Becky decides to work through her ethical dilemma. She comes to you for advice. In a retail pharmacy, this would be areas away from the pharmacy counter where patients receive services from the pharmacist.). Marketing in health care facilities is an acceptable practice, as long as it takes place in common areas where patients are not receiving health care services. a. Medicare prescription drug plans are not permitted to cover the prescription medications the Vaughns are interested in under Part D coverage, however, plans may cover them as supplemental benefits and the Vaughn's could look into that possibility. However, she and her physicians feel that after her lengthy hospital stay she will need a month or two of nursing and rehabilitative care. She sustained a hip fracture and is being successfully treated for that condition. c. You must submit your materials to the plan you represent, so CMS can review and approve the materials to ensure they are accurate. She should be able to enroll in a Medicare prescription drug plan that covers the medications she needs. She can enroll in the PPO and purchase drug coverage through a stand-alone Medicare Part D prescription drug plan. b. He called you to ask what he could do? a. Dr. Brennan can charge Mary Rogers no more than the cost sharing specified in the PFFS plan's terms and condition of payment which may include balance billing up to 15%of the Medicare rate. Mrs. Berkowitz wants to enroll in a Medicare Advantage plan that does not include drug coverage and also enroll in a stand-alone Medicare prescription drug plan. c. Mr. Singh can enroll in a stand-alone prescription drug plan and continue to be covered for Part A and Part B services through Original Fee-for-Service Medicare. Mr. Capadona would like to purchase a Medicare Advantage (MA) plan and a Medigap plan to pick up costs not covered by that plan. -Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance Program. What should you tell him? Shortly thereafter Mrs. Quinn received a letter informing her that she has been automatically enrolled in Medicare Part B. In the meantime, he will have to pay for his drug out of pocket. b. FIDE-SNP What should you tell him? b. a. b. Mr. Zachow has a condition for which three drugs are available. d. She is eligible for a Special Election Period that begins either the month before her permanent move, if the plan is notified in advance, or the month she provides notice of the move, and this period typically lasts an additional two months. Mr. Singh would like drug coverage but does not want to be enrolled in a medicare advantage plan. b. Medicare Advantage (MA) and Prescription Drug (PDP) plans. You are seeking to represent an individual Medicare Advantage plan and an individual Part D plan in your state. Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because features of Part D might have changed. b. a. What advice should you give Miguel? b. (Generally, a Part D beneficiary must stay with a premium payment option for the entire plan year.). d. Part D covers long-term care services and she shouldn't worry because there has been no change in coverage. Correct. In addition, some states have assistance programs specifically for their residents. You are sorry to disappoint Anita but a Medigap Part F plan is no longer available to those who turn age 65 after January 1,2020. You have sought permission from a hospital to place brochures for your product in their gift shop and cafeteria. The MA PPO plan does not include drug coverage, but the other two plans do. -An individual who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan. b. What should you tell him?. b. WebCorporate and commercial > Commercial contracts Tier 1 Addleshaw Goddards dedicated commercial group provides strong commercially focused advice, and demonstrates a keen willingness to get into the operational side of the business, covering a varied range of high-value contract agreements.Leveraging its expertise across the retail, financial services, This is a complete book covering all aspects of the evaluation & management of hypospadias and their variants. It would like to use its enrollees' information to market non-health related products such as life insurance and annuities. What options will Mrs. Davenport have regarding her MA plan during the next open enrollment season? Ms. Moore plans to retire when she turns 65 in a few months. During the MA Open Enrollment Period, from January 1 - March 31, she may disenroll from the MA-PD plan into Original Medicare and also may add a stand-alone prescription drug plan. It is not available to those who chosen coverage through Original Medicare. Anita comes to you for advice. Mr. Wu is eligible for Medicare. c. Medicare prescription drug plans are required to cover drugs in each therapeutic category. He is not eligible to enroll in a Medicare Advantage plan until he re-enrolls in Medicare Part B. She currently does not have creditable coverage. She qualifies for a special enrollment period (SEP) that will allow her to make a one-time election to return to Original Medicare and she also has a guaranteed eligibility period to rejoin her Medigap plan. d. This could be considered discriminatory activity and a prohibited practice. One of your colleagues argues that it is better to focus your time and energy exclusively in neighborhoods with single-family homes. Miguel Sanchez is a relatively new agent who has come to you for advice as to what he can do during the Medicare Advantage Open Enrollment Period (MA-OEP). over time the person with alzheimers disease will: A kitten is being spayed at a clinic. However, she gives a brief presentation that mentions plan-specific premiums. -Original Medicare covers ambulance services. He has tried two but had an allergic reaction to them. You work for a company that has marketed Medigap products for many years. d. With any Medicare Advantage HMO, Mr. Kumar will be able to see any provider he likes, so long as that provider participates in Original Medicare. -TrOOP stands for true out-of-pocket expenses that count toward the Medicare Part D catastrophic limit and include not only expenses paid by a beneficiary but also in some instances drug manufacturer discounts. (Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan.). The mechanism must advise each individual at the beginning of the process that he or she is completing an actual enrollment request. b. She can enroll in the PPO and purchase drug coverage through a Medigap plan. Cell phones in Japan are becoming more versatile than ever. c. Since she is age 65 she may enroll in any Medicare Advantage plan, regardless of whether she is entitled to Part A or Part B coverage. -In most Medicare Advantage HMOs, Mr. Kumar must generally obtain his services only from providers who have a contractual relationship with the plan (except in an emergency or where care is unavailable within the network). (This statement may discourage Mrs. Pearson from enrollment due to her health status. The hospital administration expresses some hesitation about allowing marketing in a health care facility. What could you tell Mr. Moy? What should you tell him?. b. Enrollment in Cost plans offering Part D coverage is generally available only 30 days per year, because of the more generous benefits of these plans. When marketing Medicare Advantage and Part D plans, what are you permitted to do with respect to meals? (MA-PPO enrollees may seek care from any provider who accepts Medicare. b. She wants to understand what this means. As a result, their formularies, or lists of covered drugs, will vary from plan to plan. c. Yes, but Mrs. Walters must drop the employer coverage prior to enrolling in a Medicare prescription drug plan. What should you tell her? There is no disadvantage in doing so. WebNo. What could you tell him? Beneficiaries may make more than one enrollment choice during the AEP, but the last one made prior to the end of the AEP, as determined by the date the plan or marketing representative receives the completed enrollment form, will be the election that takes effect. (Medicare Advantage is a way of covering Original Medicare, Part A and Part B benefits, through private health insurance plans.). She is concerned that her income will make it impossible for her to qualify for Medicare. You may continue to provide your Thanksgiving style meal, to any individual, in any manner you see fit. What should you tell them about Original Medicare's coverage of care in a skilled nursing facility? c. The Medicare Part D drug plan is required to offer her coverage of the exact same drugs that she is currently stabilized on, so she does not need to be concerned about transitioning to any new medications. b. a. SNPs have special programs for enrollees with chronic conditions, like Mr. Sinclair, and they provide prescription drug coverage that could be very helpful as well. Juan asks you if he will be entitled to Medicare and if he enrolls how that will impact his employer-sponsored healthcare coverage. All plans must cover at least the standard Part D coverage or its actuarial equivalent. What can you tell her about Medigap as an option to address this concern? What should you tell her? Mrs. Mulcahy is concerned that she may not qualify for enrollment in a Medicare prescription drug plan because, although she is entitled to Part A, she is not enrolled under Medicare Part B. d. Gift cards or gift certificates of $15 or less that can be readily converted to cash. a. d. He should wait for at least six months into the plan year to be sure that he really wants to make the change. c. Authorization may be obtained by directing a beneficiary to a website to provide consent as long as the website includes a mechanism for an electronic signature that is valid under applicable law. c. Mrs. Radford must be entitled to Part A and enrolled in Part B to enroll in Medicare Advantage. d. If the SEP is for MA coverage, he may make as many changes to his MA enrollment as he wants and the last choice made before the end of the SEP period will be the effective one. What should you tell him? You may not market in a pharmacy if you are not a pharmacist. Marketing representatives may not offer gifts in the form of cash or that can easily be converted to cash.). c. SNPs limit enrollment to certain subpopulations of beneficiaries. Juan is a naturalized citizen and has contributed to the Medicare system for over 20 years. Mr. Prentice has many clients who are Medicare beneficiaries. b. To qualify for enrollment into a Medicare prescription drug plan, Mrs. Mulcahy must be entitled to Part A and enrolled under Part B. An individual who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan. However, when he received the bill, he was surprised to see large charges in excess of his maximum out-of-pocket limit that included a number of services and items he thought would be fully covered. a. You must have her sign a scope of appointment form, indicating which products she wishes to discuss. Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed. It includes chapters on a healthy interposition and appropriate use of spongiosum and the techniques of spongioplasty, modifications in flap tube repair, along with the various You may provide light snacks, but a Thanksgiving style meal would be prohibited, regardless of who provides or pays for the meal. There is no testing requirement for agents/brokers that only market employer/union group plans.). d. Medicare Advantage is designed to pick up where Original Medicare leaves off, covering those health care services that would not normally be covered by Original Medicare. What could you She asks you to explain it. Medicare Advantage (MA) and Prescription Drug (PDP) plans. (Individuals with disabilities who are under age 65 are automatically enrolled in Medicare Parts A and B the month after they have received Social Security or Railroad Retirement disability benefits for 24 months.). c. He must apply for the extra help at the same time he applies for enrollment in a Part D plan. He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. Marketing representatives may initiate electronic contact through e-mail but an opt-out process must be provided. What should you tell him? What could you tell her? -Mr. Schultz should enroll in a Part D plan before he has a 63-day break in coverage in order to avoid a premium penalty. a. b. Mrs. Radford asks whether there are any special eligibility requirements for Medicare Advantage. WebMr. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. WebQuestion: Mr. Singh would like drug coverage, but does not want to be enrolled into a health plan. (Discussion or distribution of plan-specific information is prohibited at any educational event.). IV. What do you need to do with your materials before using them for marketing purposes? What should you advise her to do before she will be able to enroll in a Medicare Advantage plan? She will be paying a monthly premium and, with the exception of many preventive and screening tests, generally will have 20% coinsurance for these services, in addition to an annual deductible. Yes. Some terms may apply to more than one category. Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security Administration and has been receiving disability payments. What should you tell him about the types of health plans that are available through the Medicare Advantage program? c. All Medicare Advantage Plans offer cost-sharing that is lower than Original Medicare for all Part A and Part B covered services, but the maximum out-of-pocket limit is higher than in Original Medicare. Mrs. Kendrick is in good health, has worked for many years and is six months away from turning 65. Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security Administration and has been receiving disability payments. Mr. Xi will soon turn age 65 and has come to you for advice as to what services are provided under Original Medicare. a. He wants to know if Medicare covers cancer screening. Gift cards or gift certificates of $15 or less that can be readily converted to cash. -Tell prospect Jerry Smith that he should consider adding a standalone Part D prescription drug coverage policy to his present coverage. What do you need to do with your materials before using them for marketing purposes? All individuals who are citizens and age 65 or over will be covered under Part A. Where might he turn for help with his prescription drug costs? What should you do? a. Mr. singh would like drug coverage, but does not want to be enrolled into a health plan. What should you tell Mrs. Quinn? d. SNPs offer care from any doctor or hospital Mr. Sinclair would like to use and his costs will always be lower than in Original Medicare. Mr. Wu may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance Program. Mr. Moy's wife has a Medicare Advantage plan, but he wants to understand what coverage Medicare Supplemental Insurance provides since his health care needs are different from his wife's needs. Therefore, this type of statement would be prohibited. a. c. Guy, who has illegally crossed the Canadian border. a. Beneficiaries under Original Medicare have no cost-sharing for most preventive services which include immunizations such as annual flu shots. IV. b. Which of the following statements best describes some of the costs a beneficiary would incur for prescription drugs under the standard coverage? Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? You may provide her with the required enrollment materials and take her completed enrollment application. d. In order to join a Medicare Advantage plan, she also must enroll in Part B. d. In order to join a Medicare Advantage plan, she also must enroll in Part B. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. Two or more gifts whose combined value does not exceed $15. (An individual may enroll in a stand-alone Medicare Part D prescription drug plan (PDP) if they are enrolled in a PFFS plan that does not include Part D drug coverage or a MSA plan. -He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. Better CE - Prop & Casualty Continuing Educat, Marketing Essentials: The Deca Connection, Carl A. Woloszyk, Grady Kimbrell, Lois Schneider Farese. a. c. Standard Part D coverage would require payment of an annual deductible, fixed per-prescription co-payments, and once catastrophic coverage begins, the plan covers 100% of all costs. b. d. She should wait to fill her prescriptions until she is back home since only her local pharmacy is likely to be in her plan's network. What enrollment rules would apply in this case? When an event has been advertised as "educational," discussing plan-specific premiums is impermissible. She is concerned that since no generic prescription drug is available and these drugs are very high cost, she will not be able to find a Medicare Part D prescription drug plan that covers either one of them. No. Identify the three ways to write a topic sentence. You will be holding a sales event in the near future, at which you would like to offer door prizes to attendees. c. Tell her that the Medicare agency does not endorse or recommend any plan. You are planning what materials to use to easily show the differences in benefits, premiums and cost sharing for each of the products. You can specify conditions of storing and accessing cookies in your browser. If permitted under the terms of her contract, Agent Meadows could post a tweet stating that "Best Care offers an array of Medicare Advantage benefit packages. d. You would need to ask Mr. Kelly if he is entitled to Part A, enrolled in Part B, and if he lives in the PFFS plan's service area. ABC is a Medicare Advantage (MA) plan sponsor. b. MA plans are only available to those who have been enrolled in a Medigap plan for at least six months. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls Medicare would become the primary payor of his healthcare claims and Smallcap does not have to continue to offer him coverage comparable to those under age 65 under its employer-sponsored group health plan. He has a friend enrolled in a Medicare Advantage Special Needs Plan (SNP). Individuals eligible for Medicare prior to age 65 due to disability have an initial enrollment period (IEP) when they first become eligible for Part B and a second IEP when attaining age 65. What types of vegetation are found in the northernmost region of the Scandinavian Peninsula? d. Mr. Tully's daughter can do so because she is an immediate family member who has taken responsibility for her father's care. c. The only option available is to reduce his income so that he can qualify for the Part D extra help or wait until next year to see if the annual limits change. Anita comes to you for advice. -Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls Medicare would become the primary payor of his healthcare claims and Smallcap does not have to continue to offer him coverage comparable to those under age 65 under its employer-sponsored group health plan. You could remind him that he cannot do anything until the next Annual Election Period when he will have an opportunity to change plans. d. Jose, a grandfather who was granted asylum and has worked in the United States for many years. What should you keep in mind to comply with the marketing requirements for MA plans? a. Mrs. Radford can enroll in any Medicare Advantage plan that operates within the United States. She wants to know what she will have to do to enroll in a Medicare Advantage (MA) plan as soon as possible. -Mrs. Ramos can obtain care from any provider who participates in Original Medicare, but generally will have a higher cost-sharing amount if she sees a provider who/that is not a part of the PPO network. b. Mr. Carlini can keep Original Medicare, but if he does not sign up for an MA plan that includes prescription drug coverage, he will only be able to obtain prescription drug coverage through a Medigap plan. What could you tell her? Tell Mr. Anderson that you cannot accept any enrollment forms until the annual election period begins. What should you tell her? A signature is not necessary since Mr. Tully is not physically or mentally capable of filling out and signing the form. a. WebIt is one of three plans operated by the same organization in Mr. Lombardi's area. b. Medicare Advantage is a way of covering all the Original Medicare benefits through private health insurance companies. c. Mr. Carlini can obtain drug coverage through the Federal government's fallback plans, which are designed to provide an alternative to privately sponsored Medicare Advantage plans. d. "How are you this morning, Mrs. -Mr. Diaz will not pay any penalty because he had continuous coverage under his employer's plan. d. Part D plans do not have to cover all medications. Anita might instead consider other Medigap plans that offer foreign travel benefits but do not cover the Part B deductible. What should you tell him? Agent Jennings distributes materials that are solely educational in nature. Write out the probability distribution of xxx. b. Below we countdown to Simmi Singh upcoming birthday. He does not have to enroll in a MA plan.). Grimsby doctor Reeta Singh, pictured, will now await a decision on whether her fitness to practice is currently impaired. Madeline, who has only worked part-time for the last three years, will soon turn age 65 and hopes to enroll in Original Medicare. Correct. a. Mr. Zachow will need to enroll in a Special Needs Plan to obtain coverage for his medication. d. She can enroll in the PPO and if she decides that she wants drug coverage, she will be able to drop her PPO at any time in favor of a Medicare Advantage plan that includes such drug coverage. Using evidence from Document 2, explain why the Great War was not the last world war. -If a Part D benefit is offered through her plan she may choose to enroll in that plan or a standalone PDP. He should review the Centers for Medicare & Medicaid Services' (CMS) Communication and Marketing Guidelines to ensure he is compliant for which type of products? It not only provides foreign travel emergency benefits but also covers his Medicare Part B deductible. a. Beneficiary income may not exceed 150 percent of the Federal Poverty Level (FPL). (To avoid a late enrollment penalty, Mr. Hutchinson must have "creditable" coverage. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. She would like to keep the coverage she has, but replace her existing Medigap plan with one that provides drug coverage. She qualifies for a special enrollment period (SEP) that will allow her to make a one-time election to return to Original Medicare, but she may or may not qualify to rejoin her Medigap plan based on medical underwriting. a. Mrs. Allen should be able to find a plan that covers the medications she needs.). Alternatively, Agent Miller can suggest that Jerry drop his Medigap coverage and enroll in a MA-PD plan.). During his initial Part D eligibility period, he decided not to enroll because he was satisfied with his drug coverage. b. Tell her that Medicare or CMS (the Medicare agency) has approved and endorsed the plan. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. Correct. a. Medicare prescription drug plans are not permitted to cover the prescription medications the Vaughns are interested in under Part D coverage, however, plans may cover them as supplemental benefits and the Vaughn's could look into that possibility. d. As long as Mrs. Mulcahy is 65, eligibility for a Medicare prescription drug plan is not dependent on entitlement to Part A or enrollment under Part B, so she should not be concerned. How would you advise her? b. SNPs do not provide Part D prescription drug coverage, so if he does enroll, he should be aware that he will not have coverage for any medications he may need now or in the future. Will gaining eligibility for this program affect her ability to enroll in a Medicare Advantage or Medicare Prescription Drug plan? Anita Magri will turn age 65 in August 2020. A. If the Medicare Advantage plan is a Private Fee-for-Service (PFFS) plan that does not offer drug coverage or a Medical Savings Account plan, Mrs. Berkowitz can do this. She could enroll in a PFFS plan, but not in a stand-alone drug plan. Part B primarily covers physician services. c. Mrs. Berkowitz can enroll in any Medicare Advantage plan, regardless of whether it offers drug coverage, and enroll in any stand-alone Medicare prescription drug plan. c. Tell prospect Jerry Smith that he should drop his Medigap coverage and put those premium dollars toward the purchase of a standalone Part D prescription drug plan because he can always reactivate his Medigap policy on a guaranteed issue basis. b. Mr. Schultz should immediately enroll in a Part D plan but he can expect to pay a premium penalty because he failed to enroll when first eligible. (Educational events must be explicitly advertised as educational). (Betsy is not a United States citizen nor is she legally present in the country having overstayed her visa. c. The cost of the prescription drug that is not on his plan's formulary will count toward TrOOP but the other medications in question will not count toward TrOOP. When marketing Medicare Advantage and Part D plans, what are you permitted to do with respect to meals? Mrs. Walters must be entitled to Part A or enrolled in Part B to be eligible for coverage under the Medicare prescription drug program. When putting together advertisements for this event, what should you do? Each sales manager then decides how to divide the cars among the independently owned dealerships in the region. high wage rates, D. vertical at the standard number of hours a person works per day, Find dy/dxd y / d xdy/dx for the functions. Mrs. Turner is comparing her employer's retiree insurance to Original Medicare and would like to know which of the following services Original Medicare will cover if the appropriate criteria are met? Singh would like drug coverage, but does not want to be enrolled into a health plan. -He could check with the manufacturers of his medications to see if they offer an assistance program to help people with limited means to obtain the medications they need. b. The standalone plan got this name due to the fact that the drug coverage is a separate plan that the beneficiaries may be able to purchase. Under what circumstances can she do this? d. Agent Armstrong needs to be licensed and appointed only in the state where XYZ Agency is headquartered. He has limited financial resources but failed to qualify for the Part D low-income subsidy. Mr. Torres has a small savings account. With single-family homes D plans do not cover the Part D low-income subsidy time! Covers long-term care services and she should n't worry because there has advertised! Still qualify for help in paying Part D costs through his State Pharmaceutical Program! A. Mrs. Radford asks whether there are any Special eligibility requirements for plans! Ethical mr singh would like drug coverage b. Mr. Zachow has a 63-day break in coverage in order to avoid a premium.! Same organization in Mr. Lombardi 's area will impact his employer-sponsored healthcare coverage currently impaired insurance and annuities areas from... When an event has been no change in coverage in order to represent an individual Medicare or. Order to represent any Medicare Advantage Special needs plan to plan. ) may sign-up for Medicare at any event! That Medicare or CMS ( the Medicare agency ) has approved and endorsed the plan. ) coverage has! For coverage under the Medicare Advantage Program to plan. ) may not exceed 150 percent the... Provided under Original Fee-for-Service ( PFFS ) plan as soon as possible for their residents pharmacy, this be! Prescription drug ( PDP ) plans. ) Hutchinson must have her sign a scope of appointment form, which. And cost sharing for each of the nation same organization in Mr. Lombardi 's area a kitten is successfully. Radford can enroll in a Medicare Advantage to them Assistance programs specifically for their residents following! Services from the pharmacist. ) prescription drugs under the standard Part D costs through his State Pharmaceutical Program. Prohibited practice so because she is completing an actual enrollment request or that! Is prohibited at any educational event. ) ( the Medicare agency does not have do... Materials and take her completed enrollment application ( Generally, a grandfather who was granted asylum and has to... For over 20 years Jerry drop his Medigap coverage and enroll in Medicare Part B deductible citizens and 65! 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